How to check your credit Dayton

GOVERNMENT CREDIT REPORTS IN UNITED how to check your credit Dayton STATES In United States, there are three agencies that have been authorized by the federal government to issue credit reports. Whether a person desires or not, the three credit reporting agencies viz. Trans Union, Equifax and Experian, have to submit the credit report of a person at least once in a how to check your credit Dayton year as per the how to check your credit Dayton Fair Credit Reporting Act .

This report is issued to all the lenders that make request for the same . If a person wishes, he can also get his government credit report free how to check your credit Dayton of cost by requesting the government agency based in Atlanta how to check your credit Dayton in the state of Georgia. free credit report with no credit card required

This credit report is provided to a person free of cost and can be had by way of mail how to check your credit Dayton or phone . Generally a person is able how to check your credit Dayton to get the free how to check your credit Dayton government credit report within 15 days of making the request . There are some prerequisites for getting the free government credit report . A person is required to give his name, address, social security number or the identification number how to check your credit Dayton and date of birth . how to get free annual credit report

It is very important to note here that as per the federal law in the United States, a person can obtain his free credit how to check your credit Dayton report from the government if he has been denied credit by any financial institution or by other such lender, if any how to check your credit Dayton company has taken any type of unfavorable action against him ; when his application for the insurance or employment have been rejected etc . The reader should note that for getting free credit report from the government agency, a person must make a request for the same within 60 days of receiving the notice relating to the unfavorable action . If a person thinks that his credit report provided by employer, lender etc is inaccurate or is unacceptable, he is entitled to get the free government credit report. find credit reports

In case of identity theft also, a person can demand for the free government credit report .

Since the credit report contains all the financial history of a person, it can affect the person in many ways .